Paying for Care at Home
Understanding how care is funded can feel complex. Whether you are paying privately, receiving support from your local authority, or exploring NHS funding, we can help you understand your options and the likely costs of care at home.
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Payment support from your local authority
There are several ways care at home can be funded. Some families pay privately for faster access and full flexibility, while others may qualify for financial support from their local authority. If eligible, funding is usually provided through a personal budget. You may receive this as Direct Payments or as a Council-managed budget.
Direct Payments
- Funding is paid directly to you
- You choose your care provider
- Greater flexibility and control
- You remain involved in how support is delivered
Council-Managed Support
- The local authority arranges care on your behalf
- Services are based on your assessed needs
- Funding is managed directly by the council
- You receive approved support without handling payments
Not sure which option is right for you?
Our team can explain your funding choices and guide you through the process.
Funding Care at Home
If you are paying for your own care:
- You can contact us directly
- We will carry out a free care assessment
- You will receive a clear breakdown of the cost of support
Many families choose to fund care privately because it allows services to begin quickly and provides full flexibility over visit times, live-in care, and ongoing support.
In some cases, funding may also be available through your local authority following a care needs assessment and financial review.
If care needs are primarily health-related and complex, NHS Continuing Healthcare may also be considered.
We can help you understand which route applies and what steps to take next.
“Kosh Care provide compassionate, high-quality Home Care. The carers are kind, professional, and dependable, and i’m very happy with the support.”
“Kosh Care provide compassionate, high-quality Home Care. The carers are kind, professional, and dependable, and i’m very happy with the support.”
“Kosh Care provide compassionate, high-quality Home Care. The carers are kind, professional, and dependable, and i’m very happy with the support.”
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